A couple of months ago, someone told me about Total and Permanent Disability (TPD) Discharge. This was being done my the Department of Education and the Federal Student Aid Office. Basically, if you fit the requirements, then you can apply to have your student loans forgiven. I’m ecstatic about this. I have $48,000 in student loans, and all I can do is pay off the interest, which keeps building. I think this TPD program is amazing.
Normally, I don’t qualify for any programs that would help me out, but this time I do. The requirement that I fit is that I’m on Social Security Disability and I have been on it for at least 60 months. In fact, I have been on disability for 78 months, since December 2009. Wow, it’s been a while, I’m feeling fairly pitiful right now. Anyway, my psychiatrist filled out the physician’s certificate and I filled out the rest of the paperwork. I’ve been trying to get this done for two months now and I finally got myself to finish it. Hopefully, they accept my application. I’m considered totally and permanently disabled; maybe that can work in my favor.
Check out this program, maybe it can help some other people as well: TPD Discharge
Nelnet, Inc. Total and Permanent Disability (TPD) Discharge. Federal Student Aid. U.S. Department of Education, 2016. Web. 14 June 2016. <https://www.disabilitydischarge.com/>.