I’ve been on Medicare parts A, B, and D since 2011. I receive these benefits because I’m on Social Security Disability. Part A is hospital insurance, Part B is medical insurance, and Part D is prescription drug insurance. My medical co-pays have gotten to be way too expensive. I am working on picking out a new prescription drug insurance plan and possibly a Medicare Advantage plan.

I tried to look things up online, but I was very confused because there was so much information. I called a woman whose job is to help people figure all of this out, and she was fantastic. She answered all of my questions and will be mailing me more information. I’m hoping that I will be able to find the right plan for me.

The one thing that sucks is that the only other medical insurance I can get is a Medicare Advantage plan, which for me, they are all HMOs. I don’t know if I will be comfortable with a HMO. I will do a lot of research and find out what plan is best. Maybe there is a plan that has all of my current doctors ‘in-network’. I’ll probably do the research tomorrow, I’m pretty tired tonight.

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