I’ve been on Medicare parts A, B, and D since 2011. I receive these benefits because I’m on Social Security Disability. Part A is hospital insurance, Part B is medical insurance, and Part D is prescription drug insurance. My medical co-pays have gotten to be way too expensive. I am working on picking out a new prescription drug insurance plan and possibly a Medicare Advantage plan.
I tried to look things up online, but I was very confused because there was so much information. I called a woman whose job is to help people figure all of this out, and she was fantastic. She answered all of my questions and will be mailing me more information. I’m hoping that I will be able to find the right plan for me.
The one thing that sucks is that the only other medical insurance I can get is a Medicare Advantage plan, which for me, they are all HMOs. I don’t know if I will be comfortable with a HMO. I will do a lot of research and find out what plan is best. Maybe there is a plan that has all of my current doctors ‘in-network’. I’ll probably do the research tomorrow, I’m pretty tired tonight.
When it rains, it pours. I’m just so exhausted with life; however, the second I think I can finally relax, something else happens. I’m overwhelmed and about to burnout. The dishwasher broke over the weekend. At least I rent this house, so I don’t have to pay to have it fixed, so that makes it simply inconvenient instead of a huge problem. It’s not like when the microwave died. I never realized until then how much we rely on microwaves.
In the yesterday, I got a medical bill for my husband for $4100; it was for anesthesia for his back surgery last year. I mailed in an appeal for it today because we met his out-of-network deductible and out-of-pocket maximum with the surgery. Since we met everything, I don’t think we should be paying this bill. I called the company where the bill was from and let them know that I sent in an appeal. At least everyone on the phone was really nice about it.
A lot of medical bills have been coming in. I’ve paid some, made payment plans with others, and also appealed one. It’s just a bit overwhelming to have all of these bills coming in at once. Many of the bills are from October 2015. They took their sweet time sending us a bill; I feel like I should be able to take my sweet time paying the bill.
My dog cut his paw the other day when he was outside. The short story is that he tripped over a tree stump. I couldn’t even see where the blood was coming from, but I was able to stop it by holding a towel to his paw for a while. Then, I stuck his foot in a bowl of hydrogen peroxide. Every other way I tried to clean his paw was not working. The bowl of hydrogen peroxide worked great. I worry about him though. He always has skin infections; they improve and then get worse again. Now, I’m worrying about the cut as well, even though it’s not bothering him at all. I’m just a worrier.
Life just keeps coming, although I wish I could take a break from it all. I suppose that’s what will happen when I’m in Cape Cod in August.