Tag: Bills

What’s Happening Today

What’s Happening Today

Today has gone by a lot quicker than I expected. I had a lot to do today, and of course, none of it was fun. I had to pay a bunch of bills and do a whole lot of chores around the house.

Yesterday, I took Achilles to the vet for a wellness visit. Some of his vaccinations needed a second dose. However, when the vet was doing the physical exam, Achilles snapped at her. I’ve never seen him do anything like that. He must have been having an off day. However, from now on, every time he goes to the vet he will have to wear a muzzle. Achilles hasn’t snapped at anyone since that one time yesterday, and hopefully it stays that way. I had to fill out an insurance claim form for Achilles. Getting the claim together is a pain in the ass, but it’s worth it. This claim will probably have us meet our yearly deductible, but that means that we will get refunded for the next claim.

Just now, it started pouring rain heavily. Apparently it’s the first monsoon of the season. The winds are extremely strong and the rain is coming down in buckets. I’m not sure how long this storm will last, but I’m grateful that both me and my husband can stay home. We’re lucky that we don’t have to go anywhere or do anything tonight. The picture for this post is one that I took looking out a back window in our new house.

When It Rains, It Pours

When It Rains, It Pours

When it rains, it pours. I’m just so exhausted with life; however, the second I think I can finally relax, something else happens. I’m overwhelmed and about to burnout. The dishwasher broke over the weekend. At least I rent this house, so I don’t have to pay to have it fixed, so that makes it simply inconvenient instead of a huge problem. It’s not like when the microwave died. I never realized until then how much we rely on microwaves.

In the yesterday, I got a medical bill for my husband for $4100; it was for anesthesia for his back surgery last year. I mailed in an appeal for it today because we met his out-of-network deductible and out-of-pocket maximum with the surgery. Since we met everything, I don’t think we should be paying this bill. I called the company where the bill was from and let them know that I sent in an appeal. At least everyone on the phone was really nice about it.

A lot of medical bills have been coming in. I’ve paid some, made payment plans with others, and also appealed one. It’s just a bit overwhelming to have all of these bills coming in at once. Many of the bills are from October 2015. They took their sweet time sending us a bill; I feel like I should be able to take my sweet time paying the bill.

My dog cut his paw the other day when he was outside. The short story is that he tripped over a tree stump. I couldn’t even see where the blood was coming from, but I was able to stop it by holding a towel to his paw for a while. Then, I stuck his foot in a bowl of hydrogen peroxide. Every other way I tried to clean his paw was not working. The bowl of hydrogen peroxide worked great. I worry about him though. He always has skin infections; they improve and then get worse again. Now, I’m worrying about the cut as well, even though it’s not bothering him at all. I’m just a worrier.

Life just keeps coming, although I wish I could take a break from it all. I suppose that’s what will happen when I’m in Cape Cod in August.

Lessons I’ve Learned: Money Doesn’t Buy Happiness

Lessons I’ve Learned: Money Doesn’t Buy Happiness

Another one of the many lessons I’ve learned is that money doesn’t buy happiness. Having money may make life a bit easier. For example, if I had an unlimited amount of money, it would be no problem to pay all of the bills I received. I wouldn’t have anxiety attacks when receiving large bills. There wouldn’t be any stress when it came to figuring out how to pay every bill. Based on that information, money can make things less stressful, but that isn’t happiness. Money doesn’t last, but your emotional state is something that does last. I know that having more money wouldn’t make me happy.

Even though I don’t have that much money, it doesn’t mean I’m unhappy. It may mean that I’m stressed and overwhelmed. In fact, I don’t even think that money has anything to do with my current depression or any of my depressions. Depression is an internal feeling; it is something that goes on within me that I have no control over. For me, a part of happiness lies in the relationships I have with my family and friends and with my capabilities to do certain things. Personally, I would say that love and support from family and friends is a big aspect of happiness for many.

Talking about “happiness” is very difficult because of my depression. For those of us that sadly have to deal with depression, know that no one thing can fix it. Knowing that my family loves and supports me is nice, but it doesn’t change my emotional state. Most of the time, medication doesn’t even make a difference. However, when you find the right medication, it changes everything.

Anxiety and Bills

Anxiety and Bills

I just got back from working out with my husband, so my anxiety is already increased. I checked the mail and found some of my husband’s medical bills. I’ve been dealing with their billing department for months now because they messed up the bill by billing the wrong insurance company several months ago. Now, it’s all figured out. I did verify that the bills are correct at this point. However, I’m not happy because it’s a huge bill. On Monday, I’m going to have to call the billing department and set up a payment schedule. It’s all extremely stressful and nervewracking. I think I might go take a Valium to help me get through the day.

I like to stay on top of my bills, but I couldn’t do that with this because the billing department screwed up to begin with. At least this huge bill will mean that my husband has met his deductible, so as long as we stay in network, which we will, there will be no more bills. I’m hoping the billing department will accept a payment plan. Otherwise, we can’t pay it. I’m sure they will, most people don’t have the capabilities to pay such large bills all at once.

Right now, I just have to work on reducing my anxiety. The gym and the bills have made my anxiety pretty high. I wish I could lower it myself, but I still have to run some errands, which makes me nervous. I don’t take my Valium often. A one month’s supply generally lasts me about three months. I suppose it’s time to get ready to go run errands. Hopefully, it will work out without an anxiety attack.

Medical Billing Confusion

Medical Billing Confusion

My husband has a lot of medical bills, not nearly as much as I do, but his are for his back. He has a herniated disc and a bulging disc as well as degenerative disc disease. He had back surgery last year, which helped a little, but not enough. I keep all of my important documents filed alphabetically. So if I can’t figure out these bills, then I don’t know any regular person that could.

I’m having problems keeping track of all the bills. He already met his deductible, but for some reason, we are getting bills and I don’t know what to do with them. I’m a very organized person, but I still struggle keeping everything in order. One of the bills we got in the mail says that we owe $400, but it doesn’t even say why. There’s no date of service on the bill or any explanation regarding the medical service provided. Obviously, I’m going to have to call the billing departments and dispute these bills. I really hate handling these types of issues.

I can’t seem to get moving today. I fell asleep on the couch this morning less than an hour after I woke up. I’m not sure why I’m so tired, I actually slept through the night last night. Normally, I wake up several times. There are so many things I need to get done today. In addition to everything on my to-do list, I also have to clean up my house. It’s technically clean, but messy. I don’t like having a messy house, so that has to be taken care of soon.